Kasasa Cash

There are a lot of checking accounts out there. But not many that pay you up to 2.50% APY* and ATM fee refunds— not just at home, but nationwide.

Kasasa Cash is a free, high-interest checking that pays you 2.50%APY in cash every monthly qualification cycle you qualify*. That's right. Cash. No short-term offers and no hidden costs. After all, it's your money, so you should benefit the most from it.

  • 2.50% APY* on balances up to $10,000
  • 2.50% – 0.73% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* on full balance if qualifications aren't met
  • Nationwide ATM fee refunds*
  • No minimum balance requirements to earn rewards
  • Never a monthly service fee
  • Link to Kasasa Saver for more benefits
  • Unlimited checking
  • Free Mastercard® debit card
  • Free online banking with bill pay
  • Free e-Statements


Simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least one pre-arranged, recurring direct deposit or one ACH auto debit post and settle
  • Be enrolled and review e-Statement notice

If you don't meet the qualifications one month...no worries! Your account is still free and still earns interest at our base rate. And you can get back to earning the full rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 02/02/2015. Rates may change after account is opened. Minimum to open is $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.50%; and (3) balances over $10,000 earn 0.55% interest rate on the portion of the balance over $10,000, resulting in 2.50% - 0.73% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.