Kasasa Saver

Kasasa Saver

Kasasa Saver helps you build that nest egg without having to do a thing. And just like with our Kasasa Cash account, if you miss a month, there are no penalties--you still earn our base rate of interest, and can get the Saver rate back the very next month!

So, the high interest on your free Kasasa Cash account, PLUS high interest on your free Kasasa Saver account and no minimum balance allows you to sit back, relax and watch your savings grow.

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Summary
  • 0.75% APY* on balances up to $10,000
  • 0.55% APY* on amount of balance over $10,000
  • 0.05% APY* on full balance if requirements aren't met
  • No minimum balance requirements to earn rewards
  • Never a monthly service fee
  • Automatic deposits from Kasasa Cash earnings (huge interest and ATM fee refunds)
  • Free online banking
  • Free e-Statements
  • $100 minimum deposit to open

Qualifications:

You must have a Kasasa Cash account at FNB Barry to open a Kasasa Saver account. You automatically earn the highest Kasasa Saver rate when you meet the monthly Kasasa Cash qualifications each month, which are:

  • Have at least 10 debit card purchases post and clear
  • Have at least one pre-arranged, recurring direct deposit or one ACH auto debit post and clear
  • Receive e-Statement per monthly qualification cycle

If you don't meet the qualifications one month...no worries! Your accounts are still free and earn interest at our base rate. And you can get back to earning the full rewards the very next month!

*Minimum to open account is $0 for Kasasa Cash and $100 for Kasasa Saver. Annual Percentage Yield (APY) accurate as of 6/27/2011. Kasasa Cash rate tiers are as follows: 2.75% APY applies to balances of $0.01 ‐ $10,000 and 0.55% APY applies to balances over $10,000 if qualifications are met during monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.75% APY – 0.55% APY if qualifications are met. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver rate tiers are as follows: 0.75% APY applies to balances of $1.00‐ $10,000 and 0.55% APY applies to balances over $10,000 if qualifications are met during monthly qualification cycle on Kasasa Cash. 0.05% APY applies to all balances if qualifications are not met on Kasasa Cash. All balances will earn 0.75% APY – 0.55% APY if qualifications are met on Kasasa Cash. Qualifying transactions must post and clear Kasasa Cash during monthly qualification cycle. Transactions may take one or more banking days from transaction date to post to an account. Intra‐bank transfers do not count as qualifying transactions. Rates may change after account is opened. Fees may reduce earnings. ATM Fee refunds (Kasasa Cash account only) provided only if qualifications are met within monthly qualification cycle. Maximum ATM fee refund per transaction is $4.99 up to $20.