Kasasa Saver

Kasasa Saver helps you build that nest egg without having to do a thing. And just like with our Kasasa Cash account, if you miss a monthly qualification cycle, there are no penalties--you still earn our base rate of interest, and can get the Saver rate back the very next month!

So, the really high interest on your free Kasasa Cash account, PLUS high interest on your free Kasasa Saver account and no minimum balance allows you to sit back, relax and watch your savings grow.

  • 0.75% APY* on balances up to $10,000
  • 0.75% – 0.57% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* on full balance if qualifications are unmet
  • No minimum balance requirements to earn rewards
  • Never a monthly service fee
  • Automatic deposits from Kasasa Cash earnings (high interest and nationwide ATM fee refunds*)
  • Free online banking
  • Free e-Statements
  • $100 minimum deposit to open


You must have a Kasasa Cash account at FNB Barry to open a Kasasa Saver account. You automatically earn the highest Kasasa Saver rate when you meet the monthly Kasasa Cash qualifications each month, which are:

  • Have at least 10 debit card purchases post and settle
  • Have at least one pre-arranged, recurring direct deposit or one ACH auto debit post and settle
  • Be enrolled and review e-Statement notice

If you don't meet the qualifications one month...no worries! Your accounts are still free and earn interest at our base rate. And you can get back to earning the full rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 02/05/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.75%; and (3) balances over $10,000 earn 0.55% interest rate on the portion of the balance over $10,000, resulting in 2.75% - 0.75% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $10,000 in Kasasa Saver earn 0.55% interest rate on portion of balance over $10,000, resulting in 0.75% - 0.57% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.